Camp Hill, nestled in Pennsylvania’s Cumberland County, has quietly earned a reputation as one of the best small towns in the U.S. for retirees. With its modest cost of living, low crime rate, and high livability score, Camp Hill offers an ideal setting for those looking to enjoy their golden years.
A recent report by GoBankingRates.com highlighted Camp Hill as the top choice among small towns with populations ranging from 1,000 to 10,000 for retirees. Factors such as median household income, average rental and living costs, crime rates, and overall livability were considered in determining the rankings.
Among the 44 best small towns for retirement, Camp Hill stood out with its exceptional livability rating and overall score. Northville, Michigan, and Fort Mitchell, Kentucky, followed closely behind, with Freeport, Maine, rounding out the top four. While Freeport boasted high livability marks, it incurred higher monthly expenses and a slightly elevated crime rate compared to Camp Hill.
With a population of just over 8,000 residents and a median household income of approximately $105,000, Camp Hill offers affordability without compromising quality of life. The average monthly living costs, including rent and other expenditures, amount to around $3,360, making it an attractive option for retirees seeking financial stability.
Situated a mere two miles from Harrisburg, the state capital, Camp Hill offers residents access to a vibrant shopping scene dominated by small businesses, many of which are women-owned. The town is also home to the renowned Cleve J. Fredricksen Library and hosts a weekday farmer’s market from May through October, adding to its charm and appeal.
While Camp Hill represents an idyllic retirement destination for many, the reality of retirement remains out of reach for a significant portion of Americans. With an increasing number of older workers unable to afford retirement, the notion of retiring at 65 has become a distant dream for many.
Financial constraints force a considerable portion of individuals to continue working past the traditional retirement age, highlighting the importance of affordable retirement options like Camp Hill for those seeking to enjoy their later years comfortably.